We Buy Houses Philadelphia

Discover How to Sell Your House Fast

Renting a Home vs. Buying a Home

The bright side of homeownership is that you build equity over time as home values rise and mortgage balances shrink. Also, homeowners don’t have to worry about lenders raising interest rates and house payments unless those borrowers have adjustable-rate mortgages.

The dark side of homeownership is that when something breaks at your house, it’s the homeowners problem. When something breaks at an apartment, it’s the landlords problem not the tenants. Also, when you put every penny you have into a down payment for a house, you’re taking a big risk because you won’t have any money left over to fix leaky pipes or buying something that needs to be replaced in the home.

Make sure to explore all your options regarding renting or buying a home. Seller financing can be a great option for homebuyers and home sellers. The most popular loan types are a “lease with an option to buy and “contract for a deed. In seller financing the  seller assists the buyer in purchasing the home by “lending” the buyer either a portion of the amount to be financed or the entire amount.

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November 1, 2012 - Posted by | Uncategorized

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